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Why didn't they show up on Zoom Court? Who Knows! They were served over a month before the court date. Did they forget? Maybe, they figured that nothing would happen if they didn't show up and that we would just go away. Or, maybe because we have an agreement that we will not contact little Yoly, because of the injunction that they had filed agains us. They probably think that it, applies to them as well, and that they don't have to pay us. From my experience they think that way. They're pretty retarded as it relates to the way we do things in America.

Poor Yolanda, she spent around $250 bucks to bring them to court and they didn't even have the courage to show up an defend themselves. So, we had a default judgement and many options with the sheriff dept. to collect on this debt. Their nightmares were just starting; we thought.

After a week or so, we checked with the clerk of court as we had not received a judgement in the mail. It turns out that they were unable to log in to the zoom session —I can kinda see that, as they really are not the brightest people in the world— so the court set a new pre-trial date for May 5, 2021. We wondered what their excuse would be on the 5th. Yolanda had called Lazaro's dad —her uncle— for some reason, and he begged her to dismiss the lawsuit. Apparently, Lazaro told him that he really didn't want to go to court and his dad thinks that his son —that Communist Castro Cop that took bribes in Cuba— is an angel and doesn't deserve this... Gag Me! lol.

As Yolanda & I had anticipated, he did not want to settle at arbitration. He still thinks that he owes her Nothing; that in fact, that she owes him. He could see me sitting next to Yolanda, as I attended the zoom session with her. While in the arbitration room, he even got nasty and told the arbitrator lady that I was a pedophile. "And that man sitting there is a pedophile, a pedophile" he said. We were sent back to the trial session where the judge set a new date for a hearing on June 25th, 2021 at 10:00am. Do you believe this crap? Yolanda had filed this suit on February 5th. So now, this new trial —if it materializes— will take place nearly 6-months later. She will have waited 6-months just to have a trial with this bozo clown.

Well this was supposed to be the actual hearing for Yolanda's claim. Again, it was a zoom meeting set for 10:00am. So, we were all set waiting for the session to start at 10:00. We started to log in at 9:45, but were not admitted into the court session until 10:25 or so... Just to be sure, Yolanda kept calling on the phone to make sure that the meeting had not started; it had not. Something was going on with Zoom, I could not get the video to work, it only showed my avatar. I figured out later that somehow the zoom settings had been changed. It was set to use some external camera that I didn't have. As we were admitted to the session, we could hear that Lazaro was there, and there was a translator with him. Apparently, the previous case ran overtime, as the judge started calling 10:30 cases; yet we had a 10:00 o'clock hearing, scheduled. The judge who seemed confused, just blew us off and reset the hearing for August 13th. Bummer, will we ever get justice from this horrible BOZO and his wicked wife? This simple little lawsuit was becoming such a nightmare.

Well today, was Friday the 13th in the truest sense of the word.
So, the bozo did show up on Zoom, with his own translator. She was more like a wannabe lawyer, who I refer to as The Ugly Woman. She pretty much spoke on his behalf through the whole session, while he just sat there and looked dumb. She was spewing out tons of lies, that undoubtedly came from his witch of a wife.

The judge; Judge Allison Gilman —I really don't like her, as she does not appear impartial to me— was somewhat ditsy today, and again seemed to favor them; Big Time. She had to ask Yolanda what her case number was to bring it up. Seems to me that she should have known that and had been prepared for the case at hand. She looked like she was lost, in left field somewhere, looking at her computer monitor, trying to figure out who she was hearing. We were the only ones present in the session, so she could see "Yolanda Buck" on her screen. We had a 2:30pm court date, but were admitted into the chamber at 2:18pm, in the middle of someone else's case. It was now 2:50pm. Lazaro and the Ugly Woman were still in the waiting room. The judge then asked Yolanda "Do we have a case today?" Then she asked for the case number. While Yolanda was looking for the case number, the judge shoved something in her mouth, and was chewing away at it, as she looke at her screen. I was not at all impressed, with her show of professionalism.

Finally, Yolanda came up with the case number and the judge pulled up her case. My case came up as well. So, she inquired "There's another case Mark Buck vs Lazaro Santos correct?" to which Yolanda said "Yes, that's a separate case" The judge then asked if that was me, "Mr. Buck" sitting with Yolanda. I confirmed. She then said "Ok, you're suing him for two completely different things," to which, Yolanda & I both said "Yes". Now, the judge knew without a doubt that these were 2 different cases. She went on to hear Yolanda's version of the complaint. She asked Yolanda for her statement but she didn't give her much of a chance to speak. She asked if she was going to read her statement of claim. Yolanda said "Yes" She said that she had already read it. She didn't ask any questions however, to verify any of the facts of the case. Then she asked for the defendant's response; specifically about the car. The Ugly Woman speaking on Lazaro's behalf, said that they had paid for the car; that his wife had given Yolanda her paychecks to pay for the car. That was only half true. Yolanda was given a few paychecks of $600 or so, to pay for the car & their share of utilities for the house, and internet for their daughter Yoly. Most of the time she paid Yolanda in Cash. The Ugly Woman then continued "The car was never surrendered, they picked it up, they took it with their key, an got it."

Lying Sack of SHIT! There was only 1 key to the car. We even have Phone text evidence where Dog Face told Yolanda to come & get it, that they didn't want it anymore. The judge had that evidence.

"They made him surrender the title when he loaned him $2000." She continued. "That's a different thing" Yolanda was trying to say, but the Ugly Woman continued on, lying through her teeth "Right now both cases, Mr. & Mrs. Buck, they are the same, they're showing the same evidence, the same papework, the same amount of money." She went on "Both cases are the same. Both cases are for the same amount of money, same stuff, everything is the same, both cases are the same thing.."

Truth is: my case was closed; I had a default judgement and it was for $1237, whereas Yolanda's case was for $2499.

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I really don't understand why the judge allowed this woman to testify on his behalf, like she did. She was supposed to be a translator, yet she was speaking like an attorney representing the bozo, who just sat there and smirked the whole time, seeing that they were getting away with all those lies. However, I promptly fixed her Ugly Ass, when she showed up at my trial. That story is coming up shortly.

"Ok I got it" the judge said. But then she inquired about the $2,000 loan which had absolutely NOTHING to do with Yolanda's case. It was really unprofessional & unethical for her to even bring it up during Yolanda's trial. She should NOT have brought up my case at all, as it, or I were not part of this trial. Anyway, the judge went on. "So this $2000 loan that you're talking about, is there anything in writing, is there any proof that he gave them the $2,000?" At that I responded "Yes, your honor" But then, the Ugly Woman became irate that I spoke & arrogant giving me the speel about speaking, while she was lying her brains out. So she continued; to lie like hell.

"This loan agreement which I have here, the original loan, for some reason Mr. Buck decided to do another loan agreement and forged my signature. That's what he did." and "I have the original that I signed with him, and there's 2 now. One that he gave you to the court and one that we originally signed. And the signatures are not the same, they very clearly been forged."

Now the judge is asking if they have filed this contract with the court. The correct contract that they agree has the righ signature. "it should be" she affirmed. She said that she —Dianelys I assumer— had file it with the court. Why should she be filing the $2,000 loan contract, that had absolutely nothing to do with Yolanda's suit? She said that they had submitted evidence, but we never received any copies of their evidence. She then brought up a letter where they claim that; "Mr Buck said that he would settle the debt, if we let him see our daughter & spend time with our daughter, which we said absolutely not" She continued, "So unless they agreed to that, which I have the letter here, he would sue them in court if they didn't allow them to see their daughter. So, we're really here for the daughter, not about money."

Oh WOW! What a lying Sack of Shit! Where does this Ugly Woman get off, with that statement, when she's babbling about my case & my letter, while the hearing is about Yolanda wanting the deficiency of his unpaid car loan? There was absolutely NOTHING about the daughter in Yolanda's suit. Now, perhaps you understand why I call her the "Ugly Woman" She is Ugly. Extremely Ugly, inside & out, willfully lying through her ASS, for that conniving Bozo and his Dog Face wife; The Family From Hell.

Disclaimer: My references to the "Ugly Woman" are purely MY opinion. Perhaps she is not Ugly to anyone else. BUT in MY opinion this woman is EXTREMELY UGLY; inside & out.

It seems that the judge had heard enough about my case. She had bought all those lies: Hook, Line & Sinker from the "Ugly Woman". So now, she asked her to ask Lazaro if he believes that he owed her any money on the car. She replied; "He's saying he does not owe them anything, if anything they owe him, cause he gave them the money for the vehicle." The judge then asked if the payments that he made, went toward the $2,000 dollars loan. Then she went on again with the "wife giving her paychecks to Yolanda" line, which was not even related to the question.

The judge then said "Mrs Torricella is not disputing the payments that he made of $400, but that he stopped paying and still owed her money." She replied with "He says he didn't, he paid her more than what Mrs Yolanda is claiming." The judge then commented "But you have no proof of that" Then the Ugly Woman reverted to that paycheck story, again. At his point I blurted out that they were lying. I insisted that they were lying BIG TIME, to which the judge got really bent out of shape and bitched me out saying that I was discrediting myself, and that they did not speak while Yolanda was speaking. Well, I guess not, as Yolanda was not spewing out a bunch of fabricated lies like she was. I apologized to the court. But from that moment, to this day, that judge is holding a huge grudge against me. You will realize that when I write about my case; after this story.

Now, the judge was looking at her screen and referring to my case again, mumbling things that we couldn't hear, but apparently went out of that screen and asked Yolanda if the woman was accurate in saying that the checks were deposited directly into her account from the work place. Yolanda's response to that was; "No, your honor. They paid sometimes from her job. She would give me her paycheck to pay... to cover... that was after 6 months they lived with me rent free no charge, they started to pay utilities. Sometimes to pay those utilities and the car payment she would say here's my check, it was like 600 or 700 dollars, and that woud cover the $400 for the car and the utilities.

That's all they paid; electric, gas & internet. Those are the 3 things that they agreed to pay, as of January of 2019. So they did pay for that from January, all the way to june. Then in July they came back from Cuba, they said we're not paying for anything else. We're not paying you. And on August 20th they just moved out. They took the mattress with them, I had it in that room, it was brand new when they moved in. He was suppose to return it within a month or two, but they nerver returned the mattress, It was brand new, I have the receipt as part of the eveidence."

So the judge, after having heard all that testimony, decided to side with them. She Blew Yolanda Off, citing the lack of a writen agreement; a contract. It seems that she didn't care that Yolanda had evidence of the payments that they had made on the car, or that she had receipts for the insurance, that she had paid for him for his car, and the matress that they removed from her house without her permission —they didn't even ask, they just took it— that they never returned it. Yolanda told her that she kept track of every payment in her own personal notes, and that everytime they made a payment, Dianelys made a note of it and had Yolanda sign it. As such, the judge just literally Blew her Off. She just took the defendant's lies for granted and never questioned them, to verify the integrity of their testimony, which was so falsified, that I was compelled to blurt out that they were lying.

She never asked them for proof of payments; receipts of their payments, or copied of those cancelled checks. In fact, she didn't even ask them about the mattress, or the car insurance, or their share of the utilities, as they were living there for free. She didn't aks Lazaro if Yolanda had in fact bought a car for him, and if he had a verbal agreement to pay her back for the car, and why he stopped paying as she claimed. Albeit, he claimed that he had paid her for the car. And how did she owe him money as he had claimed? There were so many questions that the judge could have asked to seek the truth in the matter; she failed to do so. I doubt that she even looked at Yolanda's evidence. She was just hell bent on closing this case, based only on the lack of a contract. The judge was partial to them for some reason and delivered a very unfair verdict in this case.

Ironically, some years back, I was involved in a bad Show Horse deal; without a contract. There was not a lot of evidence, mostly just email communications and receipts for my bank wires that I paid for the horses, and invoices for the boarding of the horses. My lawyer took a great deposition, and ultimately, secured a judgement for $125,000. in my favor; again, with no contract

As far as I am concerned, that judge should NOT be on the bench. I found her to lack professionalism, to be somewhat rude, and not impartial to the parties of this suit. We paid the courts for a fair trial, seeking justice. We did not receive that. As such, I will file a formal complaint against this judge. I am just waiting for a ruling on my trial, which I am sure I'll have to wait the full 60 day, for her to hand me a really unfavoravle ruling. Well, we'll see.

You can bet your butt however, that this story will continued depending on the outcome of her ruling. I am thinking that I will have to appeal, in which case this story wil have a whole new chapter. But hopefully, maybe the ruling will be fair —I don't anticipate that at all though— but if it is, then I will just mention the outcome and close this chapter of my life. As of this revision, where I am just correcting some typo's, it has been 68 calendar days since the trial. I wrote to the secretary yesterday, 12/13/2021 to see what the hold-up might be. Waiting on an answer.

Today was the pre-trial for me and the bozo. Wouldn't you know it, that sorry ass POS was a "No Show". The same shit he pulled with Yolanda's pre-trial. With her, he claimed that he didn't know how to get on Zoom. He's been on Zoom with her, twice since then; before this pre-trial. Maybe his wife was not there to get him on Zoom today, who knows? I know that he's not bright enough to get on Zoom all by himself. I wonder what his excuse will be this time. He did say in a voicemail to Yolanda, a while back, that he was not going to pay me. He even said that I owed him money. Wow! the balls this idiot has. Anyways, his attempt to avoid me and the court, got me a Default Judgement. Now let's hope that he does not call in with some lame excuse like he did with Yolanda's trial —that lying sack of shit— to get another pre-trial date and waste more of our time.

If you didn't get a chance to hear these voicemails that he left on Yolanda's phone about me, (they are on the Memories Page towards the bottom) this is in part what he said in one of the voicemails

He's a pedophile and a fresh guy
And if you have something, come and find me he knows where I live
Stop with the phone, with all the faggot, I think he's half a faggot!
Even half a faggot he is, so you know, faggot!
Tell him I'm not afraid!
I am not afraid, not him, nor the devil, not the court or anyone.
And I'm not going to pay him a nickel more,
not even a nickel am I going to pay.
Not even a nickel am I going to pay, not even a nickel!
Dick! I'm not going to pay him!
Pedophile and fresh!
What's the fear? we haven't done anything.
We don't owe him anything, he owes us!

Well, I finally recieved my default judgement by mail today. It took long enough. It seems the BOZO never tried to get another court date up to now, so the judgement stands. Actualy, as I revise this update, almost 4 months later, that statement is not 100% true. He did get another court date. He filed a motion to vacate which I never received any notice of, from him or the court. Bummer!

Today, I went to Dade County Court (downtown Miami) to record the judgement. What a pain in the ass that was. And, the judgement I recceived in the mail did not even count as a certified copy. Geez! Considering the cost to file a suit, you would think that you would get a certified judgement. I had to go back to the Broward Court Clerk's office where the people are so NOT helpful; borderline USELESS, to get a certified copy for another $3.00. But, I was told that I could record this judgement at the Broward County Court which was much closer than Miami. Glad I got that done. Next step; file a motion for aid in execution, to see what we can seize from the BOZO to pay off the judgement. Stay tune to see how that went.

Speaking of the Clerk of Court; specifically the ones at the South District Court on Hollywod Blvd. OMG! I wonder why these people are even there. To me they are Useless. Just a bunch of old black ladie that can barely move. If they moved any slower, they'd be going in reverse. And, when I asked them any questions regarding court proceedings, they didn't know CRAP! They handed me a paper with the law library address, and directed me there.

One major problem I had with them, is that they dissimate information packages when you file a suit, that tells you to go to the Clerk of Court to get certain forms. However, it seems that they don't have these forms, and therefore refer you to the law library. Again, besides exorbitant court filing fees, they even charge you for the filing forms and instruction packages, which contain misinformation, thus wasting time & causing unnecessary anxiety & stress. I really dreaded going to the Clerk's office. Sometimes it was busy, and the wait could be very long, just to find out that they can't help you. They have a ticket machine that they don't use. You may grab a ticket that has the number "09" while the current number on the display is "288". I don't know.... is it me? Everything there seems half ass at best, at the Broward County court house.

Today I did more court stuff to get paid. I file an Ex Parte Motion for Hearing in Aid of Execution. Meaning that the BOZO has to come to court again and bring a Financial Information Sheet. This time if he's a No Show I can have the Sheriff go pick him up & bring him to court.

Finally, today I received a signed Ex Parte motion, by mail, that I can serve onto the defendant. It took for ever to get that motion signed. It was signed on record on the 15th of August and postmarked on the 19th. It was served on August 25th. The hearing was sety for Sept 2, at 3:15pm

This was the hearing to get the Fact Information Sheet, ordered by the Ex Parte motion. Well, I didn't get that information sheet however. Instead a got a surprise; I found out that they had filed a motion to vacated the judgement. But, I had not received any notice whatsoever, from them, or from the court. Someone, should have notified me, it seems. So here we go again, hearing that Ugly Woman with her lies again. So they told the judge that the reason that they didn't show up is that they were confused because there are two cases; my wife & mine and they got confused with the date. And then, she rambled on again that both cases were the same. Ironically, the judge had access to both cases, and could clearly she that both cases were NOT the same. The names were not the same, the dates were not the same — Yolanda filed hers 4 months earlier, on Feb. 9th— and the amounts were not the same. Why is this judge taking everything that they say at face value, when everything that comes out of their mouth, is a lie?

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If you look closely at the two law suits showned below, side by side for comparison, can you see where one would get confused with the dates, or the names, or the claim amount? To me the dates were very clearly indicated, and THEY WERE 4 MONTHS APART! So, based solely on the fact that there were 2 cases, —somehow, they were confused with the two different dates— and the fact that they filed within the time limit, the judge granted their motion to vacate the judgement. That really pissed me off. Just because they are TOO STUPID to understand two very different dates that are 4 MONTHS APART, —personally, I think that is just the lamest, BS excuse I've ever heard— the judge literally threw my case out, solely based on that BS. I was not in fear of losing the case, but just the aggrevation of having to go through that whole collection process again, was really discouraging. After all the trouble I went through, to record the judgement and file a motion to start the collection process... It was all useless now, as I would have to do it all over again, after the next judgement.

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To reiterate. Just to get nowhere: after the Zoom trial, I had to wait 16 days to get the judgement in the mail. Then, I went all the way downtown Miami to record the judgement. Unfortunately, I had to go back the the Broward Clerk's office to get a Certified Copy of the judgement; for $3.00 more. Apparently what I received in the mail was a worthless piece of paper, only showing that I was granted a default judgement. Then I went to the Downtown Ft-Lauderdale, Clerk's office to record it there, as I really did not have to record it in Miami. Then, a few days later, I had the dreadful experience of trying to secure an Ex Parte Motion form, from that Broward Clerk's office that don't know CRAP and don't have CRAP; they had no clue what I was talking about, when I mentioned Ex Parte.

I had to Google for ever to find that form. I finally did find one from the Florida Bar's website. OMG! You should see how the Florida Bar provides forms for Pro Se litigants; It's a real joke. So, I made my own from what was there. Then, I had to go back to that place that I dread so, so much, to file it; but I did. I waited 21 days, to receive a signed Ex Parte motion, with a court date only 10 days away; Sept. 2, 2021. I had to run downtown Miami again, and beg the Sheriff's office to serve it ASAP. They served him 2 days later. So now, Can you appreciate that when I went to that hearing on Sept 2nd and witness that judge throw all that effort away by vacating the case, based on such a PISS POOR, BULLSHIT EXCUSE, that I might have been a bit Pissed Off.

I know that they were just jerking me off, about the confusion of the dates, but the gullible judge was buying it; probably because she's still holding a grudge from Yolanda's trial, when I blurted out that they were lying. I just wanted to be finished with this whole ordeal, so I would not have to see his Stupid Bozo Ass or that Ugly Woman, again. WOW! I can just imagine what it's going to be like to collect on this judgement; if I even get a favorable judgement. I may have to appeal. OMG! I am so disgusted with this judge, buying into all their lies and their pathetic act. I did tell her how I felt; that they were mocking us: the court, her and me. Know that, as annoying and unbelievably stressful all of these proceedings are for me, I WILL KEEP GOING, INDEFINITELY, UNTIL I SEE JUSTICE. So, on to the new hearing date of October 8th, 2021.

Oh CRAP! Another really dreadful court date was coming up. I was feeling a bit overwhelmed, knowing that I would have to fight a bunch of lies from the Ugly Woman. Also, I knew that the judge was holding a grudge against me, and that she may be partial to them as a result, and cost me the case regardless of its merits. As such, I thought that it may be a good idea to retain a lawyer for this zoom session. It would not have been a huge deal. There was a signed contract that the defendant clealy defaulted on and there was even a clause to cover attorneys' fees. HOWEVER, every lawyer that I spoke to, looked up the case online, and came up with schedule conflicts, to pass on the case.

One lawyer that was recommended to me, would have taken it but he wanted a $2500 retainer. WHAT? We're looking at a 30 to 45 minutes maximum, zoom session. He tried to justify that amount citing that the zoom session would last at least 6 hours. WHAT? Are you kidding! I know that this judge is not giving anyone 6 hours, specially with the Bozo and the Ugly Woman, on this insignificant little case. So that option flew out the window. I knew, as I was running out of time and couldn't find a lawyer, that I would have to fend for myself. OH CRAP! Talk about stress and anxiety; Big Time. It was a week before trial. The only option —strategy, actually— that I had, was to hire a court reporter, in case I needed to appeal the final judgement. You wouldn't believe how difficult that was. It seems that they only want to deal with lawyers. But fortunately, I found one, for a reasonable price at that. So, I went on with the zoom session, by myself, with yet, another strategy. That strategy was to stiffle that Damn Ugly Woman; and I did just that.

From the very start of the session, I made sure that the judge was aware of my court reporter. I then asked the judge, who this woman was, as she was not the attorney of record. So, the judge asked. The Ugly Woman replied that she was the translator; a friend of the family. OK, notwithstanding that she was not a State Certified Court Translator, which she should have been, I told the judge that the woman was to refrain from making any testimoty whatsoever, on behalf of the defendant. She was to only translate HIS testimony and refrain from making any statements of her own. The judge instructed her accordingly. Great! Now, the bozo had to make his own case. The Ugly Woman could no longer spew out a bunch of lies that came from his malicious wife, on his behalf. As such, I stood somewhat of a chance to get a fair trial, although, the way this trial had proceeded, I really didn't anticipate it.

The hearing:
OMG! I am so glad that I invested in the court reporter. His/her presence was Gold! Things were much different this time. The judge seemed much nicer, and gave me time to make my case, although I kept it brief. She also kept the Ugly Woman from making statements of her own. So now their claim was different. It was NOT that I had forged the contract, or made a second fake contract, but that I removed the pages from the original contract and used the signature page of that contract, to add stuff to the contract. Lies again; I can't believe these people. There was only one contract, the one that I submitted to the court as evidence, and sent him a copy of it with all of my eveidence. Again, more BS. What would I have added to the contract? He just didn't follow the stipulations of the contract; he made late payments and ultimately defaulted.

The judge then shared my version of the contract on the screen and asked him, if that was the contract that he had signed. He confirmed that it was. As they were running out of ligitemate excuses, they then tried to say that the contract was in English, and that he didn't understand what he was signing. Althoug my ex-wife had translated and explained each clause in the contract to him & his wife, to make sure that they understood it. They were OK with the contract at the time, and I was not twisting their arm to execute it. The judge asked what interest rate I was charging on the extended loan portion of the contract. "22%" I replied, to which she said "Wow! is that the family rate"? I told her that I thought it was reasonable considering bank card rates these days that range from 15% to 35% depending on credit worthiness. Besides, this CLOWN is NOT family to me. He's just a conniving Bozo to me. I also told her that I loaned my little brother some money and he's paying 20% interest. He's happy to pay it, considering that it is simple interest; not compounded daily like credit cards, and the loan application was as simple as "Just ask for the loan".

So, the judge asked a few more questions, while he was babbling about senselessly, in regards to the contract, as she was looking for their evidence of the contract that they claim, they had submitted as part of Yolanda's case. Still don't know why they would have submitted that loan contract then, as Yolanda's case had nothing to do with my loan to them. So, while she was looking for that contract on her screen she decided that she would reserve a ruling while she investigates, and would let us know about her ruling via mail or email. That ended the trial. Today 11/16/2021, as I am writing this part of my updates, it has been 39 days and I still don't have a ruling. I wrote to the judge on the 9th of November asking when I could expect a ruling. "within 60 days" was her reply. So I sit and wait. I really don't understand why it should take so long to rule on the case. I never had a chance to ask questions and/or introduce any evidence other than exhibt 1, that she introduced into evidence. She also said that any text message or email, —which were never used— were not admissable. I beg to differ.

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It is very clear that he signed the contract for a $2000 loan and that HE offered the $500 in interest. He defaulted after the first payment. I should have taken him to court then, and demanded payment in full, of the balance. Ultimately, I decided to give him a break and refinanced the balance of the loan principal only, at a very reasoanble interest rate. As a matter of fact, I never got my $500 in interest, in the 6 months that were stated in the contract. Actually, after deducting the first payment's interest of $135.48 and the principal payment of $281.19 and adding a $25.00 late fee for missing the September payment, in October I refinace a balance of $2,105.53 over 18 months.

So in fact, of that $500 in interest, he only paid $135.48 of it. It seems that I got the short end of this deal, as I had to wait 18 months for my original 6-month loan and in spite, they made every payment —minus 5 payments that they never made— 10 days late. According to my calculations, all the interest that he paid on the 18-month extension amounts to $343.86. Add the $135.48 in interest of the first payment, of the original loan, and it works out that all the interest that he paid over 15 months was $479.34. I did not even get the original $500 in interest over 15 months of payments, out of the 18-month loan, and he's complaining!!!   Ha!

At the end of the day, I was in court fighting for the raw deal and all the headaches that came with it. And, I have to wait 60 days for a Good or Bad verdict. Isn't that the shits!

On Monday November 29th, 2021 I sent a letter to the judge to clear up her confusion as to what had been paid in interest over the whole 15 months of payment that he had made. I also wanted to explain to her that the 22% interest was in reality in his best interest. It was a good deal for him, but not so good for me. You can see that letter below.

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I had emailed the judge's assistant on the 13th but had not gotten a reply. So, for the hell of it, I checked on the court's records website to see if anything new had been filed & posted. I didn't expect anything, as I had been checking the site many times and there had been no changes, and we had not quite reached 60 business days, yet. But, today on the 15th, to my surprise, there was a new post.

The Final Judgement; for Plaintiff. YES!
There is a God! Justice had finally presided! I was freaking ecstatic! It just felt like I was suddenly relieved of so much stress.

Now, unlike the last time that I received a judgement, and went to all the trouble of recording it, and filing an Ex Parte motion, just to have the case appealed, I decided to wait a while. There is always that possibility —although unlikely— that they do file an appeal, where we start all over again. Today, Friday the 17th, I will email them a letter, to see if they would like to just pay the judgement and make me Go Away, or if they'd like to go the Sheriff route, where I levy their property or garnish their salaries to satisfy the judgement.

The easy way all around would be to just pay the judgement. However, as I've mentioned before, they are not the brightest Santos in the world, as they were Hell-Bent on screwing me out of that loan, so there is no telling how they will proceed. We'll see! This could be a closed chapter, or it could very well develope into a whole new story; on the judgement collection process. We'll just have to wait and see how this plays out!

Wow! I just don't believe how utterly stupid these people are; like they're just off the banana boat! They clearly lost the case, partly because one piece of their evidence contradicted them. And the Ugly Woman with all of her lies was doing more harm than good. But still, they sent the judge a letter hoping to overturn the judgement. I don't see that happening just from that letter. Maybe, if they had a really good reason, —which they don't— to appeal, and were willing to pay whatever court costs, to appeal... Still, I don't see that happening.

In the letter to the judge, they are saying that they repaid the loan by 4 times because I took the car & sold it. I don't know why they don't understand that they gave up the car to Yolanda as they still owed her $10,000 on the car. Unfortunately, as I explained to them in a letter, the car did not cover their debt to me. We sold it for less than they owed on the car. So, I keep looking everyday at the official court records to see what kind of a response —if any— the judge files in our case. Again, we'll see!

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Below is their calculation sheet, showing the payments that they made and how they overpaid me by $154.90. Wow! They must have different schools in Cuba than we have here. So, to start with, there was not a second payment of $416.90. They only made one paymenyt in August for $420. There was no September payment. That's when they couldn't pay & surrendered the car. They started paying in October, after I refinanced the loan to give them affordable payments. Also, notice that every payment is deducted in full, from the balance. Hey! What about interest? Every payment made, includes interest, that DOES NOT get deducted from the principal balance... DUH! So, there you go. That's the Cuban mentality I am working with! THEIR mentality. Fortunately, it does not apply to all Cubans. I don't understand why, the Ugly Woman or their BOZO friend Manual who knows everything, aren't explaining to them how interest on a loan works.

As of now, 12/22/2021, I wonder how this is going to play out. I do have plans to file an Ex Parte motion again, right after Christmas, if they don't pay me. So, again, we'll see!

So, I sent the bozo an email at his wife's email addy; that's the only contact we have. The email advised them that I had a final judgement and that it would be much easier for them to just pay it. Othewise, I would have to do the Ex Parte motion again, where I serve them a court notice, to bring all their financial information to the court, to see how I can collect on the judgement. I explained to them that we may have to have a Sheriff Sale, where the Sheriff levies personal property and sells it at auction. I mentioned that this would be extremely embarrassing, and there would be another $40.00 cost to them for the process service.

With that, she responded that she wrote the judge a letter —the one above— and she would have to wait 7 days to get an answer as to whether she has to pay me or not.

No problem, as I had intended to wait 10 days or so before I did anything.

On the 24th, —I just had to do this because they had been so malicious— I sent her another email. This one just said: Well, it has been 10 days. Did you get a respose fron the judge? Are you going to pay me or not?

To which she responded in her usual bitchy, spiteful way, twisting things around, that she doesn't owe me anything. Then she brought her daughter into the picture, who has absolutely nothing to do with this drama, and that I can do whatever I want... So, I can see that it will be a long bumpy road, collecting this judgement, given this woman's psychopath mentality. She is a total flake!

Again, No problem! On Monday the 27th, I will be filing that motion, and I'll take it from there. Whatever!

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Well, base on the arrogant statement —do what you want if you want to file another lawsuit— from the bozo's wife, today I went to file the Ex Parte Motion. I just knew it wouldn't be easy, given my past experiences at the Clerk of Court's office; and it wasn't! Luckily, there was no one there. I walked up to the window and waited for this old, obese black woman to waddle her way to the window. She's fat enough to occupy 2 zip codes, so she walks very slow. Then it was difficult for her to get her big ole butt on the chair. Making a certified copy of the judgment was not that difficult. However, she was not happy that the Ex Parte Motion was on the same page as the Order for Aid in Execution. So, she didn't want to file it even though, someone else from that very same office, had filed the same motion, just the way I had it.

The stubburn, old and annoying woman, insisted that she was just doing her job. To which I replied: well the other lady that file the first one must not have been doing her job, was she? $3.00 she blurted out in a sarcastic tone, for the certified copy. I paid & left. No wonder I really hate that place. It has to be the most half ass place I've had to deal with throughout this lawsuit. And, by the way, the motion that I presented is exactly how the Florida Bar association offers it in its Florida Law procedure manual, online. Also, you would think that our tax dollars could hire younger, abled bodies, knoledgeable people to do this type of work, instead of these old, fat ladies, —The nearest thing to death warmth over I've ever seen— that are totally useless, as far as I am concerned. Hopefully, I can get wifey to go file the revised form for me, so I don't have to see these old bats again.

Today, my Motion for a Hearing for Aid in Execution was Denied. But, at the bottom of the motion, was a notation that said: Send the Fact Information Sheet to Mr Santos to complete. So, I did just that, via email; his wife's email address which is the one on record. I reiterated to her that it would be much easier to just pay the judgment, than have the Sheriff collect it. But, the blowhard that she is, she responded sarcastically, saying that she had told me not to contact her at that email address. She insisted that the judge had not responded to her letter and she wouldn't pay until the judge denied the motion.....

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We went back & forth with nasty emails. They are posted below. I could sense her frustrations —squirming, like a rat cornered by a snake with no way out— as she kept saying all sort of nonsense about harrassing her, and what I supposedly did to her daughter, and bringing up the car that I sold, that should have cleared her debt.... Luckily, I looked at the court records once again and saw that the judge had denied her letter to reconsider. I printed it to a PDF file and sent it to her in an email. I also told her that I had filed a Motion for Contempt of Court, and explained to her the ramnifications of that Contempt order, which could land her hubby in jail for some time.

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Finally, she got smart and decided to pay. But, that was a big ordeal in itself, as she had stipulations. She wanted to meet me at my house with the police as a witness, as opposed to Yolanda's house. I figured it was a trap of some kind —I know how this woman's wicked mind works—   so, I was not OK with that. She probably wanted my address so she could serve me, as she had mentioned many times that she was going to sue me for the car that I sold. Ha! this woman is so "Out Of It". I suggested that we could meet at the police station, in North Miami, near her house. But, she decided on the Hollywood Police station. Great! That's closer to Yoli's house, who wanted to come as well. She said the she would call me when she got to the police station, so I was waiting for a call, but the dumb ass didn't call, she sent me an email, that she was there.

When we arrived at the police station parking lot, they —the Bozo, the Witch, the Ugly Woman in Red, and little Yoly— were out of the car, calling the cops. Poor little Yoly, she looked so pale & frightened. I just know that these horrible douche bags aren't taking good care of her. She kept looking at Yolanda & me. So, I started to approach them to swap a check for a realease of claims. As I got closer, Lazaro the Bozo, started freaking out, with his hands out, as to keep me from coming closer; like I would attack them. I thought, WHAT THE HELL! What the hell am I going to do to them? We're at the police station! Wow! The mentality. To me, he will always be a stupid Bozo; forever.

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The cops finally arrived. She had her witnesses, but she had to make it more complicated. Again, to show you how her wicked mind works, she wanted to notarize my signature; that's why the Ugly Woman —with that Big Ole Butt— was there. It was her conniving way of trying to get my address from my driver's license. Ha! didn't work. My driver's license still has Yolanda's address on it.

   

So, at the end of the day, on January 11th 2022, I got paid for my judgment. She gave me 3 Western Union money orders. Thank God! I didn't want to have to chase them for monthly payments; been there done that. This long, drawn out, drama series finally comes to an end; unless the checks don't clear. The takeaway from this is: If you feel that you are right, that some conniving douche bag has wronged you, DON'T GIVE UP! Fight like hell, to get justice.

Also, the ironic part of this story is that: these Dumb Cubans thought that they could take me for a ride by claiming that I tried to kiss their little girl. They absolutely did not want to pay me back —using that bogus kiss as an excuse— but paid me to avoid going to court. However, they made every payment 10 days late; in spite, I believe. And, because they were such vengeful scum, I applied the $25.00 late fee on every one of those payments. Aslo, they quit paying me, 5 months early, as according to them, they had overpaid me.

Ok, so let's revisit these Dumb Cubans' thinking once more. First, they deducted a $416.00 payment from the principal balance that they never made. Then, they were deducting every payment in full from the balance, not accounting for interest. And, of course, they did not account for all the late fees. Therefore, all in all, they paid me back: $2,238.00 in payments that they had made, and $1,475.00 in a judgment award, for a total of $3,713.00. At the end of the day, this $2,000.00 loan cost them $3,713.00. Albeit, I had to wait 15 months for the $2,238.00 until they stopped paying, and about 6 months in court time, from June 2021 when I filed this case until January 10th 2022 when they finally paid the judgemnt. But still, through all the hassle of court and all the lies that the Ugly Woman had spewed out, I WON & GOT PAID! Dumb Asses! Again I am not insinuating that all Cubans are dumb, but these particular Cubans, certainly are.

While this is the end of this chapter, yesterday on the 11th of January 2022, I file a Malicious Presecution lawsuit In Miami-Dade County Court for $14,225.00 against them for the falsified Injunction, for Protection Against Sexual Violence on a Minor, that they had filed against Yolanda & myself on January 13th, 2020. I would say that they are not out of the woods, just yet! This will be a whole new chapter in addition to, but associated with, the injunction suit chapter. It's link will be posted on the Updates Page.

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