He was stealing from my checking account, and I had no clue until about a year-and-a-half later when I received an email from Sunpass.org. It seems that in February 2019, while this BOZO, his extremely malicious wife —"we called her Dog Face"— and his young daughter who were living with my ex-wife, obtained my checking info and used it to auto-debit their tolls from my checking account.

The story begins when Lazaro the BOZO and his family, moved from Cuba to the US in June of 2017 and lived in his stepbrother's garage apartment in N.W. Miami. He was working for his stepbrother as a helper, installing laminate flooring. A year later, the stepson wants to get rid of this bozo. I'm guessing because he's lazy and really not very bright, thus not a good helper. So, he was kicking him out of the garage apartment. Having nowhere to go, and no money to rent an apartment, he asked my ex, (Yolanda) to lend him $5,000 to buy a little travel trailer that he would put in his dad's backyard for them to live in.

Unfortunately, she didn't have $5,000 to just lend him. They had been here for a year and were not working. They didn't even have their green card yet. Lazaro, being my ex's cousin that she had been helping all along while they were living at the stepson's hole-in-the-wall place. And, his old truck had broken down, so she bought a truck for some $1400, from some friend of his, so he could get around. Later that truck needed front end work and new tires. Again, she paid $900 to have it fixed. As time passed, that truck needed more work. It was not worth the repairs; she took him to a dealer and bought him a really nice 2015 Ford Escape for $14,000. He made arrangements to pay her back with monthly payments.

Well, while Yolanda is my ex, —we divorced for various reasons— I must say that she is a really good-hearted woman, very kind and generous. We are still best friends and spend a lot of time together. To help out again, she offered to let Lazaro, and his family move into her house. She had a spare bedroom for them to sleep in and they had access to the whole house, including a large backyard and a pool. It was much better than that hole they were living in.

While I lived in my own condo, I visited almost everyday. I helped by spending time with their 11-year-old daughter, teaching her to speak English and helping her with her homework. I also entertained her as her mom, would not allow her friends to come to the house. She was such a sweet little kid. All she had for entertainment was her cell phone and the TV to watch YouTube videos or movies. We felt bad for her, so we took her to amusement parks, fairs, the mall..... where she could enjoy life a little.

As a result, the kid started liking us a lot; too much in fact. The parents became very jealous that the kid wanted to spend time with us, instead of her parents —who weren't at all loving towards her and neglected her— as their older daughter was their favorite. They treated their little daughter like she was a burden on them. Over time, the jealousy became very intense, more so towards me as they were living with my ex for free and couldn't resent her for loving that little kid. BUT, they started hating me. They were calling me a pedophile, insinuating that I had ill intentions towards the little kid. All of that hate really came from the psychopath mother.

With that little bit of background history, let's get back to the case at hand; fraudulently using my checking account. So, in October 2020, —two months after they had finally moved out of my ex's house— I received the first email from Sunpass.org, which I deleted, didn't even open it, as I had not used that account in years and though of it as spam. But, in November 2020, I received another email for Sunpass.org and opened it out of curiosity. It turns out that it was an invoice, for tolls from his car, that had been debited from my checking account. Right away, I emailed Sunpass. They in turn, responded with a link to access the account.

I checked it out. HOLY SHIT! I then realized that this LOW LIFE PIECE OF SHIT, had set up a Sunpass account in his name and address, but with MY checking account numbers. He had it set to auto-debit his tolls from my checking account. WHAT A CONNIVING, SORRY ASS, I thought! Here they were living in Yolanda's house, FOR FREE, and we spent tons of money on food to feed them, and on the kid for school supplies, clothing, and her basic needs, and they were defrauding me to pay for their tolls. That's how grateful, these BUTT WIPES CUBANS WERE! 
"Sorry, I tell it like it is"    DISCLAIMER: NOT ALL CUBANS ARE LIKE THAT.

At the end of the day, they had debited some $50 in tolls from my account. I contacted Sunpass, but they wouldn't give me the money back. They told me to go to the account and disable the auto-debit. Wow! A lot of good that would do as he could go back and enable it again. So, I went to my bank and reported the incident. I demanded that they charge back the amount fraudulently debited. They then decided to close the account as it had been compromised. I wanted to see what outstanding payments had not been processed first, but they insisted that it had to be closed that day,

Needless to say, that caused me a load of problems, that stated surfacing a few weeks later. 1) TD card services did not process my credit card payment which had been scheduled for that day. I didn't know about it until 2 weeks later when TD cards called and wanted payment. It took a while to get that straightened out but I did. Then Bank of America had the same problem. I didn't know about that until I received my statement with a late fee and interest. And, the Home Depot, as well, even though I had change my payment source to the new bank account, they still tried to debit the old bank account. I spoke to a representative who told me that it takes a month or two to change bank account. Also, my Social Security had to be re-routed to the new account, and that took a few months to be effective. This fucking bozo doesn't know what a nightmare he caused me. Well, he probably does now, as this is part of a much bigger story —My Story About The Family From Hell— posted on this site which they have visited many times. That story, is HERE

In that story, there is a chapter where I took him to court and sued him for a loan that he wouldn't pay back and included these fraudulent charges + interest, even though the bank had credited my account for all but $4.50 of the fraudulent charges. The take away of this story is; be very careful as to who has access to your bank account info. Besides using it to debit his tolls, he could have bought a ton of stuff online, on my dime. Like, with Amazon.com for example, one can just put your bank account as a payment source and buy away; no questions asked.

At the end of the day, we find that there are a lot of crooks out there. And, in this case it was family —of my ex— that was screwing me. At the same time, it was partly my fault as I hardly ever look at my bank statements; like most people do. And, even when I did look at my statement —after the fact— it was hard to spot Sunpass' charges. The way bank statements read, it is difficult to identify some charges. My advice to you is, always check your statement very carefully. Make sure that you identify each & every charges, to avoid a similar nightmare. It was really difficult to convince my credit card lenders that the incident was beyond my control. However, because I pay like clockwork, and always pay my balances in full, I was spared or credited back any late fees & interest charges.

I hope you enjoyed this story. It's a true story by the way, and I hope you learn something from it.

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